Explore/Adjusted for inflation
Debt per person, in constant 2026 dollars
2.5× in real terms

It's not just inflation.

Updated May 28, 2026 · U.S. Treasury, U.S. Census, BLS (CPI-U)

Key figures
Real growth since 20052.5×
2005 · in 2026 $$45.7K
2026 · per person$115.8K
If it were only inflation~flat
Debt per person · nominal vs real · 2005–2026

The dashed line is debt per person restated in today's dollars using the Consumer Price Index. It removes the effect of inflation entirely.

What this means

A common objection is that the debt only looks bigger because dollars are worth less. So we converted debt per person into constant 2026 dollars. Even on that apples-to-apples basis, the real burden on each person has grown sharply — this is genuine growth, not just rising prices.

If the whole story were inflation, the real (dashed) line would be roughly flat. Instead it climbs steeply — meaning the country is borrowing faster than prices, population, or the economy are growing.

Why it matters
Real dollars, real growth
After adjusting for inflation, debt per person has still multiplied since 2005. The increase is not a measurement illusion.
Faster than the economy
Real debt has outpaced real economic growth, which is why the debt-to-GDP ratio keeps rising.
See it versus GDP →
Inflation cuts both ways
Inflation erodes the value of existing debt, but higher rates raise the cost of new borrowing — now the budget's fastest-growing line.
See the interest lens →

How to read this lens

  • Source:U.S. Treasury, U.S. Census, BLS (CPI-U)
  • Measures:Debt per person in constant 2026 dollars using BLS CPI-U.
  • Does not claim:That inflation alone explains the rise in nominal debt per person.
  • Method:Formula, vintages, freshness, QA
The Weekly Federal Debt Brief

This page explains one lens. The weekly brief starts with debt per person.

Each Friday, get the current debt-per-person figure, what changed, and the sourced lens that mattered most that week.

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Sample issue structure
Illustrative preview onlyFri · May 29
Debt per person
$114,843▲ +$24 / wk
Sourced lensInterest vs. defense
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Shows the brief structure, not a public archive.

Real figures restate debt per person (U.S. Treasury debt ÷ U.S. Census population) in constant 2026 dollars using BLS CPI-U. The newsletter preview is illustrative. Figures are the latest available estimates — DebtPerPerson is independent and nonpartisan, for general education, not financial or political advice.